Each individual might require a different type of loan. Here at Tampa Heights Mortgage, we can help you decide which loan option is the right fit for you.
Please navigate this page for free education about the various different loan options available to you.
Loans with as low as a 3% down payment. Eligible for no required mortgage insurance, provided you make a 20% down payment.
Reverse Mortgage Loan
Eligible to those who are 62 years or older. These are used primarily to convert a portion of the equity in your home to cash.
Great for first-time home buyers. They offer low down payments with loans up to $453,100 and are backed by the US government.
A loan that exceeds $453,100 and is not FHA compatible.
Designed for the investor looking to use a 'portfolio' of properties to increase their buying potential.
VA loans offer up to 100% financing on the value of a home for those who qualify and are able to provide a certificate of eligibility.
Bank Statement Loan
This type of loan uses your bank statements to qualify you. Frequently used by self-employed borrowers.